Hisabzo

Money moves between friends, family and colleagues every day, and most of it is tracked in a notebook or in someone’s memory. Hisabzo replaces both: a private, personal ledger for the money you lend and borrow, built for Pakistani rupees.

Make it effortless to know exactly who owes you, what you owe, and how much is still remaining — without spreadsheets or setup.

• One khata per person, with their contact details and notes, so every relationship has its own clear history.
• Every entry is either given or received; the remaining balance updates after each one until the ledger reads Settled.
• Statements can be searched and filtered by category and period, then downloaded as a clean PDF.
• A sample-data preview lets visitors try the full app without signing up; preview accounts are deleted after 24 hours.
• Installable on Android, iPhone and desktop, so the ledger is always a tap away.
• Private accounts with secure sign-in; passwords are stored hashed and records are visible only to their owner.

Designed, built and launched end to end: Hisabzo is live at hisabzo.online as a free app anyone can try instantly with sample data, then install on their phone or desktop and use as their everyday udhaar khata.

• Next.js
• Progressive Web App